Heena Sharma Blog

  Investing in the stock market offers individuals the opportunity to grow their wealth over time. However, building a profitable stock portfolio requires careful research, analysis, and informed decision-making. In today's digital era, investment apps like Teji Mandi have emerged as powerful tools that provide users with valuable insights and assistance in managing their investments. In this article, we will explore the key steps to building a successful stock portfolio and how the Teji Mandi app can enhance your investment journey. Setting Investment Goals: Before diving into the world of stocks, it's crucial to define your investment goals. Are you looking for long-term growth, regular income, or a balanced approach? Identifying your objectives will help shape your investment strategy and asset allocation. Research and Analysis: Thorough research is the foundation of a well-constructed stock portfolio. Utilize the Teji Mandi app to access real-time market data, news...

  In today's fast-paced financial markets, investors are increasingly turning to Exchange-Traded Funds (ETFs) and stocks to grow their wealth. With the advent of technology, platforms like the Teji Mandi app have emerged, providing investors with powerful tools and insights to build and manage a robust portfolio. This article will explore the concept of ETFs, the benefits they offer, and how the Teji Mandi app can assist in creating a successful ETF/stock portfolio . Understanding ETFs: Exchange-Traded Funds (ETFs) are investment funds traded on stock exchanges, similar to individual stocks. ETFs provide investors with exposure to a diversified portfolio of assets, such as stocks, bonds, commodities, or a combination thereof. By investing in an ETF, investors gain access to a broad market segment, sector, or theme, offering instant diversification and flexibility. Advantages of ETFs: Diversification: ETFs pool together multiple securities, reducing the risk associated with ...

If you have invested in the Indian stock market, you have already taken the first step toward your wealth-creation journey. And as with finance experts, diversification must be taken into account. For instance, investing in a different market lets you keep adding to your wealth even if one market isn’t performing very well right now. Although the US economy may not be expanding as quickly as India’s, not to forget, it is still home to some of the biggest pharmaceutical and technology firms in the world. In this article, let’s look at ways to invest in the US stock market, charges, pros and cons, and more! Ways to Invest in the US Stock Market from India Investing in the US stock market from India is simple. There are two-three approaches one may take for this. The foremost and most straightforward approach is to open a Demat and trading account with an Indian broker offering this facility to invest in international stock markets. Once your account has been created and running, you may ...

  In the haste of becoming successful investors and traders, many people often overlook the rules and regulations that guide the stock market in India. It is of utmost importance that you know about the financial regulators in India that are responsible for monitoring the stock market. Additionally, you must be aware of the guidelines and norms that govern the Indian markets. After all, your financial decisions and investment strategies are heavily influenced by the policies designed by these financial regulators to keep the market and investor activity in check. Enforcement of proper rules and regulations by the concerned authorities helps the financial markets function seamlessly. The Ministry of Finance, the Reserve Bank of India (RBI), and the Securities and Exchange Board of India (SEBI) are the three primary financial regulators in India. Let us understand their roles in detail. The Ministry of Finance (MoF) Following the directions issued by the Ministry of Finance, the Depa...

  Accumulating Rs 30 lakhs in five years through SIP is a no-brainer approach. Then why an article on such a simple topic? This might be your question. But there’s more to it! Simply by math, if you invest Rs 36,733/month for five years at an assumed 12% rate of return, you will easily reach your goal through the SIP mode. But it is easier said than done. Other qualitative metrics need to be considered before investing in the above-calculated monthly amount. Here are factors that can help you make your wealth creation journey easier: Consider Your Investment Constraints Before investing a pre-specified amount each month to reach your desired level of wealth, you should consider your objectives in terms of risks and returns, time horizon, liquidity or tax constraints, and other unique considerations that might affect you if a severe event occurs during your investment horizon. Differentiate Between Your Ability and Willingness To Take Risks The ability to take risks is...

  Investors can deploy their funds in the market in two ways. It can be a lump sum or through SIPs. Both these methods are equally effective under different circumstances. This TM Learn will help investors in determining what's best for them. For beginners, investing can be a tricky business, with risk management being a crucial part of it. The growth prospects of your investments depend a lot on how you are deploying your money. Investments can be made in two ways: 1) Investing a sizable chunk at one go, commonly referred to as lump sum. Or, 2) Break down your investments into smaller sizes and allocate them towards investment at periodical intervals. Like every week, month, or quarter, known as the SIP style of investing. Now, let’s decode both the styles one by one to understand their unique characteristics: 1) Lump Sum Investment Lump sum or one-time investing implies that investors invest their capital in one shot and top up the investment when necessary. Advan...

  The stock market is known for volatility and players expect markets to be volatile. In fact, the concept of the stock market itself is largely driven by the idea of capitalizing on short-term and long-term fluctuations in stock prices. However, what if this volatility goes beyond the controllable range and results in erratic movements in stocks – and unprecedented profit/loss? SEBI has put in place mechanisms to keep price volatility in check, and that is by setting price circuits on stocks. Circuits curb the movement of stock price beyond a maximum permissible limit and safeguard investors from any sudden out-of-the-box price movements which might catch them wrong-footed. In a scenario where a stock is reacting wildly to a negative news development and has entered into panic selling where investors are dumping their investments, a lower circuit will come to the rescue. The lower circuit will limit any further fall in the stock on that given day beyond a certain percentage....

  ASM & GSM are important measures that SEBI has adopted for investor’s safety. It is important for investors to know how these protective measures work in their favor. SEBI and stock exchanges, to enhance market integrity and safeguard investors, have introduced Additional Surveillance Measures (ASM) on securities. As on 19-02-2021, 120 stocks are under the long-term list of ASM and 41 stocks under the short-term list. Shortlisting of securities for placing in ASM is based on the following parameters: 1. High Low Variation 2. Client Concentration 3. Close to Close Price Variation 4. Market Capitalization 5. Volume Variation 6. Delivery Percentage 7. No. of Unique PANs 8. PE ASM is good for investors as SEBI would thoroughly verify any unexpected price movement in a stock. It will control speculative activities and reduce the possibility of any malpractice. How ASM works?  Stock Exchange has introduced ASM mainly for controlling Speculation (Trad...

  If you have invested in the Indian stock market, you have already taken the first step towards your wealth-creation journey. And as with finance experts, diversification must be taken into account. For instance, investing in a different market lets you keep adding to your wealth even if one market isn’t performing very well right now. Although the US economy may not be expanding as quickly as India’s, not to forget, it is still home to some of the biggest pharmaceutical and technology firms in the world. In this article, let’s look at ways to invest in the US stock market, charges, pros and cons, and more! Ways to Invest in the US Stock Market from India Investing in the US stock market from India is simple. There are two-three approaches one may take for this. The foremost and most straightforward approach is to open a Demat and trading account with an Indian broker offering this facility to invest in international stock markets. Once your account has been created and runn...

  Teji Mandi is a Motilal Oswal Financial Services subsidiary and a SEBI-Registered Research Analyst. We provide investors with an actively managed portfolio with pocket-friendly and flat pricing. To sign up and receive Rs 300 cashback, use the Teji Mandi referral code TMREF300. Teji Mandi’s offerings are aligned with the best interest of investors: ·          Affordable and fixed flat fee regardless of the amount you invest. ·          No commission, no hidden charges. ·          Portfolio is actively managed by experts ·          Stocks are held in investor's Demat accounts. ·          Our recommendations only serve one purpose - increasing wealth creation opportunities. 4 Easy Steps to Earn Through the Teji Mandi Referral Code: ·      ...

  Concentrated portfolio of fundamentally strong small & midcap stocks that are likely to show potential growth. These companies have a lower market capitalisation and are riskier. Still, they have an extremely high potential for growth, which means that these companies hold the promise of significant wealth creation over the long term. The stocks in the Multiplier portfolio are potential multibaggers. Certain tenets of Multiplier portfolio: The companies in the portfolio have a superior track record of capital allocation. Excellent corporate governance, capital allocation track record and strong, sustainable competitive advantages ensure that we identify winners. There is no specific rebalance frequency for the Multiplier portfolio. It is a long-term portfolio and hence not rebalanced at regular intervals. The portfolio is suitable for investors with a medium to high-risk appetite looking for aggressive returns in the market. Read more about Multiplier Portfolio

  A Multi-Cap portfolio of 15-20 stocks that consists of tactical bets and long-term winners. This ensures that investors get the advantage of stocks that would compound over a 12-18 month period and can take advantage of the special company/sector situations from a 3-6 month perspective Certain tenets of the Flagship portfolio: This all-weather multi-cap portfolio contains 15-20 stocks from the Nifty 500 universe, providing optimum liquidity. The portfolio is usually rebalanced every month, but it is all subject to market conditions. The portfolio is suitable for investors with a low to medium-risk appetite looking to earn above-market returns in a calibrated manner. We follow a disciplined selling approach wherein we exit stocks in 3 conditions: Change in the company/ industry fundamentals. Negativity around the company/ sector. An extreme macroeconomic/market situation.   Read more about the flagship portfolio