Heena Sharma Blog

  Investing in the stock market offers individuals the opportunity to grow their wealth over time. However, building a profitable stock portfolio requires careful research, analysis, and informed decision-making. In today's digital era, investment apps like Teji Mandi have emerged as powerful tools that provide users with valuable insights and assistance in managing their investments. In this article, we will explore the key steps to building a successful stock portfolio and how the Teji Mandi app can enhance your investment journey. Setting Investment Goals: Before diving into the world of stocks, it's crucial to define your investment goals. Are you looking for long-term growth, regular income, or a balanced approach? Identifying your objectives will help shape your investment strategy and asset allocation. Research and Analysis: Thorough research is the foundation of a well-constructed stock portfolio. Utilize the Teji Mandi app to access real-time market data, news...

  In today's fast-paced financial markets, investors are increasingly turning to Exchange-Traded Funds (ETFs) and stocks to grow their wealth. With the advent of technology, platforms like the Teji Mandi app have emerged, providing investors with powerful tools and insights to build and manage a robust portfolio. This article will explore the concept of ETFs, the benefits they offer, and how the Teji Mandi app can assist in creating a successful ETF/stock portfolio . Understanding ETFs: Exchange-Traded Funds (ETFs) are investment funds traded on stock exchanges, similar to individual stocks. ETFs provide investors with exposure to a diversified portfolio of assets, such as stocks, bonds, commodities, or a combination thereof. By investing in an ETF, investors gain access to a broad market segment, sector, or theme, offering instant diversification and flexibility. Advantages of ETFs: Diversification: ETFs pool together multiple securities, reducing the risk associated with ...

If you have invested in the Indian stock market, you have already taken the first step toward your wealth-creation journey. And as with finance experts, diversification must be taken into account. For instance, investing in a different market lets you keep adding to your wealth even if one market isn’t performing very well right now. Although the US economy may not be expanding as quickly as India’s, not to forget, it is still home to some of the biggest pharmaceutical and technology firms in the world. In this article, let’s look at ways to invest in the US stock market, charges, pros and cons, and more! Ways to Invest in the US Stock Market from India Investing in the US stock market from India is simple. There are two-three approaches one may take for this. The foremost and most straightforward approach is to open a Demat and trading account with an Indian broker offering this facility to invest in international stock markets. Once your account has been created and running, you may ...

  In the haste of becoming successful investors and traders, many people often overlook the rules and regulations that guide the stock market in India. It is of utmost importance that you know about the financial regulators in India that are responsible for monitoring the stock market. Additionally, you must be aware of the guidelines and norms that govern the Indian markets. After all, your financial decisions and investment strategies are heavily influenced by the policies designed by these financial regulators to keep the market and investor activity in check. Enforcement of proper rules and regulations by the concerned authorities helps the financial markets function seamlessly. The Ministry of Finance, the Reserve Bank of India (RBI), and the Securities and Exchange Board of India (SEBI) are the three primary financial regulators in India. Let us understand their roles in detail. The Ministry of Finance (MoF) Following the directions issued by the Ministry of Finance, the Depa...

  Accumulating Rs 30 lakhs in five years through SIP is a no-brainer approach. Then why an article on such a simple topic? This might be your question. But there’s more to it! Simply by math, if you invest Rs 36,733/month for five years at an assumed 12% rate of return, you will easily reach your goal through the SIP mode. But it is easier said than done. Other qualitative metrics need to be considered before investing in the above-calculated monthly amount. Here are factors that can help you make your wealth creation journey easier: Consider Your Investment Constraints Before investing a pre-specified amount each month to reach your desired level of wealth, you should consider your objectives in terms of risks and returns, time horizon, liquidity or tax constraints, and other unique considerations that might affect you if a severe event occurs during your investment horizon. Differentiate Between Your Ability and Willingness To Take Risks The ability to take risks is...

  Investors can deploy their funds in the market in two ways. It can be a lump sum or through SIPs. Both these methods are equally effective under different circumstances. This TM Learn will help investors in determining what's best for them. For beginners, investing can be a tricky business, with risk management being a crucial part of it. The growth prospects of your investments depend a lot on how you are deploying your money. Investments can be made in two ways: 1) Investing a sizable chunk at one go, commonly referred to as lump sum. Or, 2) Break down your investments into smaller sizes and allocate them towards investment at periodical intervals. Like every week, month, or quarter, known as the SIP style of investing. Now, let’s decode both the styles one by one to understand their unique characteristics: 1) Lump Sum Investment Lump sum or one-time investing implies that investors invest their capital in one shot and top up the investment when necessary. Advan...

  The stock market is known for volatility and players expect markets to be volatile. In fact, the concept of the stock market itself is largely driven by the idea of capitalizing on short-term and long-term fluctuations in stock prices. However, what if this volatility goes beyond the controllable range and results in erratic movements in stocks – and unprecedented profit/loss? SEBI has put in place mechanisms to keep price volatility in check, and that is by setting price circuits on stocks. Circuits curb the movement of stock price beyond a maximum permissible limit and safeguard investors from any sudden out-of-the-box price movements which might catch them wrong-footed. In a scenario where a stock is reacting wildly to a negative news development and has entered into panic selling where investors are dumping their investments, a lower circuit will come to the rescue. The lower circuit will limit any further fall in the stock on that given day beyond a certain percentage....